Insurance Premium Funding

Fit Finance Insurance Funding

Insurance Premium Funding

Running a business is expensive, and it is made more expensive with the need to insure your business and its assets. Yearly insurance premiums can be a large sum of money to pay at once, so at Fit Finance we help by offering insurance premium funding which allows you to split your annual insurance premium payment into monthly repayments.

The benefit of this kind of premium funding is that it helps smooth out your business’s cashflow and includes:

  • Easy monthly instalments – pay for annual insurance in monthly instalments.
  • Fixed interest rates – Know your monthly repayment.
  • Release cashflow – Free up cashflow to invest back in your business.
EXCELLENT
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Based on 273 reviews
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Henry Pham Vu profile picture
Henry Pham Vu
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Simon has provided financial solutions to my family for over a decade. Would confidently recommend him to anyone seeking reliable and personalised financial guidance.
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Thang Thai profile picture
Thang Thai
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I’m very grateful to Fit Finance and Simon for their support and guidance with my home loan. They helped me find the best solution and handled my application efficiently, making it possible for me to achieve the result I wanted. Their service was prompt, professional, and trustworthy. I would happily recommend Fit Finance to anyone looking for reliable home loan advice and assistance.
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Niall OHare
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Tim from Fit Finance helped us buy our first home. Given it was our first, we didn't know the first thing to do when it came to the whole process. Tim was always available to answer any questions and queries I had, which put us at ease immediately. I would 100% recommend Tim and Fit Finance to all my colleagues, friends and family going forward.
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Sonia Wu profile picture
Sonia Wu
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We recently engaged Fit Finance for the purchase of a commercial investment property. Eric was fantastic to work with. What really stood out was that we were provided with options for finance & Eric went through the pros & cons of each bank with us. Communication was quick & he dealt directly with other parties involved. The whole process was swift & smooth - our finance was ready to go well before the settlement date. Highly recommend & we will be using Fit Finance (Eric) again in the future.
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Gary Liu profile picture
Gary Liu
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I’ve worked closely with Eric Peng across a number of transactions and have complete confidence referring my clients to them. His communication is clear, structured and proactive — which is critical in a fast-moving property environment. He set realistic expectations upfront, provide transparent advice around borrowing capacity, and keep all parties updated throughout the process. What I value most is their ability to position clients properly before they enter negotiations. Pre-approvals are thorough, timelines are managed well, and there are no surprises late in the process. That level of preparation gives buyers confidence and vendors certainty. My clients consistently provide positive feedback about their professionalism and responsiveness. If you’re looking for a broker who is organised, strategic and dependable, I would not hesitate to recommend them.
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Kirsty B
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Can’t recommend Chris at Fit Finance enough!! He helped us secure our first investment property. Chris helped during the entire process, from refinancing existing loans and providing really helpful advice, negotiating our current rate with our bank and being available after normal business hours to help get contracts over the line. This process would have been impossible for us without him. Thanks so much!!
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Elizabeth Bui profile picture
Elizabeth Bui
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Worked with Simon and would definitely recommend him! He was very friendly, very efficient and made a stressful process super easy.
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Emily D
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Great job as always.
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Mason Nasavanh profile picture
Mason Nasavanh
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Friendly and efficient, Give Simon Pham a call. Highly recommended.

Insurance Premium Funding

As a versatile finance option, insurance premium funding is available on most types of business insurances including:

General Business Insurance Premiums

Motor Fleet Policies

Public Liability Premiums

Professional Indemnity

Motor Registration Fees and CTP Insurance.

Some of the features and benefits encompassing premium funding include:

Improve cash flow – spread annual lump sum premiums over 6-12 months

Minimum loan amount $5,000 – No maximum

Potential tax benefits as the interest may be a deduction

IPF may be provided on an unsecured or secured basis

Provides certainty with a fixed interest rate and a known fixed monthly instalment

No ongoing fees

Fast approval process

To discuss your business’s insurance costs and the finance solutions available to you, call us on (07) 3040 6988 or request a call back by completing the form below.

Fast & Efficient Premium Funding

With a crack team of finance brokers on staff, and a client-focused mentality, the team at Fit Finance are here to help you with all your insurance finance needs. We work quickly with the goal of getting you the best finance solution with the least effort on your end, so you can focus on what really matters.

Speak to a broker at Fit Finance about insurance premium funding today to get a better understanding and make the process simpler. Apply online to get in touch.

Quote request (final) (#4)

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Speak to Fit Finance Today

At Fit Finance, we take pride in our industry connections – putting you at the fingertips of over 40 reputable lenders. This provides you with the opportunity to choose between marketing leading rates and suitable products that work in conjunction with your budget and lifestyle. Need some assistance? We’re here for you. Give us a call on (07) 3040 6988 today.