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Resources

Check your credit report

You can check your credit report once a year for free. If you wish to check more than this, then you will incur a fee. You may obtain a copy of your report, from one of the following national credit reporting bodies:

Please note that not all financial institutions share information with all credit reporting bodies. When choosing which one to get your credit report from, ask your lender which agencies they prefer.

Whats on Your credit report and how long does it stay

Type of Information How long it stays on your credit report
Payments more than 14 days late
2 years from when the payment was due
A credit provider accessing your report after you apply for credit
5 years from when the credit provider accessed the report
The type and amount of credit you applied for
5 years from when the credit provider accessed the report
A default on a consumer credit payment or telco or utility bill of $150 or more
5 years from when it goes on your report
Confirmation that you have since paid the debt recorded as a default
5 years from when it goes on your report
Court judgements against you related to credit
Court judgements against you related to credit
Bankruptcy
5 years from when you were declared bankrupt, or two years from when you were no longer bankrupt
Debt Agreement
5 years from when the agreement was made, or two years from when the agreement was terminated
A serious credit infringement reported by a credit provider (where credit recipient) never pays the debt and cant be contacted
7 years from when it goes on your report
First Home Owners Grant

To learn about the first home owners grant in Queensland please refer the government website:

Tax Rates

For current tax rates please review the ATO website:

Pay Calculator

Use this simple, accurate tax calculator to work out how much you will be paid.

Small business $150,000 instant tax write off
Transition to Retirement

A transition to retirement pension allows you to keep working while drawing down some of your super benefits. This is known as a ‘transition to retirement’ (TTR) strategy and it allows you to supplement your salary and maintain your lifestyle while you reduce work hours or salary sacrifice into super to save on tax. You must have reached your preservation age (between 55 and 60) to start a TTR pension.

This is general information – please seek financial advice regarding your own personal circumstances.

Fast Approval – Professional & Friendly Team!